Philly Hard Money Loans

Direct Lending for Investment Properties

About Us

From The First Demolished Wall To The Last Laid Carpet.

Why PHML?

PHML strives to build strong relationships with borrowers in order to fund many deals over time. We look at each and every deal as a partnership in … Read More about Why PHML?

Click the play button above to hear from me, Mike Lista, what I can do for you and how I will get it done.

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Our Latest Deals

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Pre-Qualification Process

When looking at a potential deal and qualifying an investor, PHML looks at four main criteria:

  1. The Deal, the Property, and the Numbers. Do they make sense?
  2. Investor Flipping Experience
  3. Investor Capital or “Skin in the Game.”
  4. Exit strategy from the loan.

 
We reserve the right to perform a soft credit check on a case by case basis. Borrower’s credit score is not a determining factor in loan approval in most cases, if the borrower meets the above criteria.

Some Words From Our Recent Clients

Robert AntrimIndependent Commercial Broker

Mike and I have worked together on two successful commercial deals to date.  His company's fast response time, due diligence, and creative funding techniques were impressive.  I look forward to working with Mike on many more deals in the future.

Joe FeerrarBald Birds Brewing Company LLC 

Mike was incredible to work with.  He made the process extremely easy, was very responsive and knowledgeable.

Matthew SmithGrand Am Development LLC

Crowd Lending definitely has the smoothest, easiest process when purchasing an investment property. I appreciate the help from Mike and his team. They are easy to talk to and communicate with. I would definitely recommend them.

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